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Who needs Plumbers Insurance?This insurance is designed for all plumbers. Why should you take out Plumbers Insurance?We live in a country rife with crime, changing weather conditions & less robust equipment. Add to this the growing tendency to be held accountable for damages you cause to third parties, and the need for plumbers insurance becomes obvious. Insurance costs a fraction of the price of replacing your projects and materials, or reimbursing the losses you caused to your client. Taking out plumbers insurance is a prudent way to ensure that your plumbing business will survive any sudden unforeseen events. How much does Plumbers Insurance cost?Very little! We have a large book of clients with many different insurance companies, so we will be able to find the most beneficial policy with the best premiums for your plumbing business. Typical claims incurred on Plumbers Insurance policiesThe most common claims on plumbers insurance policies involve theft of materials or materials being damaged whilst en route to site. We also receive many claims where surrounding property is damaged whilst the plumber is on site. The most expensive claims occur where parts of the project fail causing damage to client’s premises. Specific examples are incorrect valves having being fitted or the correct valves being incorrectly fitted causing leakage which often ruins cupboards, carpets, wooden floors etc. What other insurance should be considered along with Plumbers Insurance?Most principals insist on liability cover being in place before they’ll even allow plumbers on to site. The good news is that our Plumbers Insurance will automatically include cover for Public Liability. We will also automatically include cover for Surrounding Property (this is often excluded on standard Contractors policies). We can also assist you if your principal requires a performance bond, employers liability insurance or general works insurance. We can also insure your tools, vehicle, laptop or whatever other assets assist you in your plumbing business. GET A QUOTATION:Please note that we can only insure plumbers based in Sub-Sahara Africa. Click here to send us an e-mail requesting a quote on your company -> insurance@barrington.co.za. We will e-mail you an obligation free quotation so that we can show you what you will save if you insure with Barrington. Contact details will be kept confidential and will not be used in any way other than as described above and will not be shared with any other parties. |